Commercial Mortgage Calculator

Commercial Mortgage Calculator — Mid America Capital Group
Commercial Lending · Free Tool

Commercial Mortgage Calculator

Enter what you already know about the deal to estimate your monthly payment and see the maximum loan amount a lender is likely to approve. Lenders base their final number on the weakest of three tests: Loan-to-Value, Debt Service Coverage, and Debt Yield.

1

What you’re financing

Enter what you already know about the deal.

$
$
$
$
Net Operating Income (Gross Income − Expenses): $0
2

Rate & amortization

Enter your desired rate and amortization period.

%
yrs
3

Lender requirements

Enter the LTV limit, DSCR requirement, and minimum Debt Yield your lender is using.

%
%
On your desired loan amount, that requires at least $0 in annual NOI.
Step 4 · Live Results

What a lender will likely approve

Qualifying Loan Amount
$0
I. Monthly Payment
Est. monthly payment$0
II. Loan-to-Value
Your LTV0%
Max. loan under LTV limit$0
III. Debt Service Coverage
Net Operating Income$0
Your DSCR0.00x
Max. loan under DSCR req.$0
IV. Debt Yield (loans $5M+)
Your Debt Yield0%
Max. loan under Debt Yield req.$0
This calculator provides estimates for general informational purposes only and is not a loan offer, commitment, or guarantee of approval or terms. Actual rates, amortization periods, and qualification requirements vary by lender, program, property type, and borrower profile. Consult with Mid America Capital Group directly for a program-specific quote.
commercial mortgage calculator

Understanding the true cost of commercial real estate financing shouldn’t require guesswork. This Commercial Mortgage Calculator gives investors, business owners, and property operators a clear breakdown of monthly payments, interest costs, amortization schedules, and long‑term loan performance, all based on real underwriting standards used across banks, credit unions, private lenders, and debt funds.

Whether you’re evaluating a new acquisition, refinancing an existing property, or comparing loan structures, this calculator helps you make confident, data‑driven decisions.

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