DSCR Loan Calculator
REI Lending · Free Tool
DSCR Loan Calculator
Enter what you already know about the property to estimate your monthly payment and Debt Service Coverage Ratio. DSCR lenders qualify the deal on the property’s rental income, not your personal income.
1
What you’re financing
Enter the property value, your loan amount, and the property’s rent.
$
$
$
$
$
$
Estimated Monthly PITIA: $0
2
Rate & amortization
Enter your desired rate and amortization period.
%
yrs
3
Lender requirements
Enter the LTV limit and minimum DSCR your lender is using.
%
Step 4 · Live Results
What a lender will likely approve
Qualifying Loan Amount
$0
—
I. Monthly PITIA
Principal & Interest$0
Property Taxes$0
Insurance$0
HOA$0
Total Monthly PITIA$0
II. Loan-to-Value
—
Your LTV0%
Max. loan under LTV limit$0
III. Debt Service Coverage
—
Monthly Gross Rent$0
Your DSCR0.00x
Max. loan under DSCR req.$0
